Home Buyer Information


What to do and not to do

 While your mortgage is being approved.

  1. DO NOTdeposit any funds into your checking account without making a copy. 
  2. All deposits will need to be documented as to the soure
  3. DO NOT move money around from account to account
  4. DO NOT go out car shopping, furniture shopping, or any other shopping that would run up credit cards
  5. DO NOT pay off debts until instructed to do so
  6. DO NOT change jobs, if at all possible
  7. DO NOT go on vacation or out of town, if at all possible
  8. DO NOT accept any cash gifts from family members (Borrowers - check with your Loan Officer first)
  9. DO NOT sell any personal items (Borrowers - check with your Loan Officer first)
  10. DO NOT take any cash advances on your credit cards or open new credit accounts
  11. DO save all paystubs, all bank statements and all quarterly investment or retirement statements
  12. DO continue to make all your payments on time (this includes mortgage payments even if the borrower is refinancing)
  13. DO ask questions regarding the loan process, programs, and fees; and be patient with your Loan Officer. He or she is trying his/ her best to help you to get through the process as quickly and as painless as possible.
For more tips and a Buyer Consultation - Call me!
Karen Thomas


Karen Thomas

Karen Thomas

Celebrating 23 Successful Years Selling Homes!
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